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Showing posts with label BrainPOP. Show all posts
Showing posts with label BrainPOP. Show all posts

Saturday, August 20, 2022

Personal finance resources for students and teachers

Personal finance simulation games

The following links provide detailed descriptions and reviews of, along with discussion questions for, personal finance simulation games.

"Build Your Stax" personal finance game - You have 20 years to make as much money as you can through seven different types of investments. As the game goes on, you'll be confronted with unexpected expenses that pop up in real, everyday life, costs like home repairs, family emergencies, and speeding tickets. Sometimes, you might gain money unexpectedly, too, like winning a prize or contest, or finding money on the ground.

"Time for Payback" personal finance game - Your ultimate goal is to survive to the end of the game, meaning you graduated college, managed to juggle all your priorities, and found employment with a starting salary that adequately covers all the debt you accumulated during your college years through your various choices and decisions. Will you make it?

"PlaySpent.org" personal finance game - Can you survive financially for one month? This is a very eye-opening, thought-provoking simulation. The decisions you'll have to make, and the situations you'll encounter, mirror everyday real life for a lot of people. You'll learn a lot about yourself, including your spending habits, your goals and ambitions, how you reason through decisions, and what you're willing, or not willing, to sacrifice.

"Monopoly" as a personal finance game - On the surface, it may appear that Monopoly is an awesome game when it comes to teaching entrepreneurship, and it is, right? But Monopoly is also wonderful at teaching us some things about personal finance, if we dig a little deeper.

Essays and reflections on the benefits of living simply, saving, and strategizing

The Minimalists - Meet The Minimalists, Joshua Fields Millburn and Ryan Nicodemus, who present a compelling case that getting rid of all the clutter in your life - the clothes you never wear; all the stuff in your basement, closets, and/or storage unit you're not using; the long hours you're working and mounds of debt you're taking on in order to keep up appearances and look "successful" to all your friends, neighbors, co-workers, and perhaps even family members ("Keeping up with the Joneses"), etc., etc. - can help you live a more meaningful, purposeful life. Learn a little bit about their personal journeys and how they, in turn, learned these valuable lessons in some pretty hard ways.

Dave Ramsey and The Minimalists - Learn how personal finance guru the legendary Dave Ramsey approaches the subject of money in comparison to The Minimalists. We'll discover that they arrive at the same conclusions, but perhaps just take slightly different perspectives to get there.

Building your own personal economy - Written in May 2020. If the coronavirus pandemic can teach us anything from a financial standpoint, it's that we each need to focus on building our own personal economies. We can't trust, or rely on, other people, politicians, or broken-down systems to do that for us.

Strategies for saving money

The envelope budgeting system - a timeless, classic strategy for easily paying the bills while paying yourself - if you're willing to cultivate and maintain a little discipline.

Browse our "Shopping" category - a collection of previous blog posts offering all sorts of tips and strategies on how to save money on groceries, dining out, car insurance, cell phone expenses, Christmas gifts, and a lot more!

30 Easy Ways to Save Up to $1,000 - presented by Dave Ramsey and his team

How to Save Money: 22 Simple Tips - presented by Dave Ramsey and his team

How to Save Money Fast - presented by Dave Ramsey and his team


Complete personal finance curriculum for your classroom
Personal finance vocabulary

Personal finance vocabulary list - a good starter list for high school students of common vocabulary terms, along with brief definitions and practical examples for each word.

Difference between stocks and bonds - a great blog post with easy-to-understand explanations about these two different forms of investments.

Living on your own, paying taxes, credit cards, understanding your paycheck, more

Getting Started Teaching Personal Finance - an awesome article written for Edutopia by Kailen Stover, a family and consumer sciences teacher in Colorado. From the article: "Lessons on credit and credit cards, taxes, and how to find an apartment and make the rent are invaluable for high school students. Here is a beginner’s guide to building hands-on and real-world opportunities into personal finance education."

Anatomy of a paycheck - a great video lesson, only a little over five minutes long, given by Sal Khan over at Khan Academy. In this video, Sal breaks down all the expenses and deductions that come with your paycheck. You may have heard of, or have already used, Khan Academy before. Launched by Sal himself, a Harvard and Massachusetts Institute of Technology (MIT) –educated former hedge fund analyst, the Khan Academy is a free online education platform. The Web site features an extensive variety of courses and tutorials in areas like math, science and engineering, computer programming, arts and humanities, economics and finance, test prep, career exploration, the college admissions process, and a lot more. Within the economics and finance course offerings, Khan has a subcategory devoted to entrepreneurship, featuring exclusive interviews and conversations he conducts with top entrepreneurs and business leaders.

If your school/district or home/family has a BrainPOP subscription, look these subjects up on BrainPOP for great video lessons, quizzes, games, and other learning activities:
  • Credit Cards
  • Taxes
  • Budgets
  • Comparing Prices
  • Mortgages
  • Debt
  • Banking
  • Interest

Sunday, January 23, 2022

Learning at home school COVID closures

Learning at home during school COVID closures

As the Omicron variant of COVID-19 continues to rage on, causing what appear to be mainly larger urban school districts to make the decision to close in-person learning, whether for several days/a week at a time or for longer periods, many students and families find themselves suddenly left without a solid, reliable learning plan in place. Some districts and individual educators are trying to do all they can with the virtual tools and other resources they have at their disposal, while some districts and individual educators are simply closing shop altogether. As one parent whose daughter's large urban school district recently closed for a week told me, "Some teachers are going above and beyond, while others are treating this like a vacation. They're not meeting with students virtually, and they've assigned no work." And a high school in a nearby district decided to cancel semester final exams altogether because of COVID-19.
 
The data are pouring in on how COVID-19 has impacted learning for K-12 students.

Whether you're a student reading this, or a parent, guardian, other relative, or fellow educator deeply concerned and frustrated by this truly tragic situation of lost time and learning, I offer a number of resources, ideas, and strategies here, in no particular order, to help you design your own at-home learning plan when you find yourself not provided with one by your school system and/or teachers. The following suggestions can also certainly serve to enhance and reinforce the assigned learning from school if you are, hopefully, receiving regular instruction virtually.

BrainPOP - I make use of BrainPOP, a subscriber-based learning platform, quite frequently during my typical day in the classroom. I highly recommend it. With a very clean layout that is easy to navigate, the BrainPOP family of websites offers young learners video lessons on a wide range of curriculum-aligned subjects, as well as quizzes and activities that can be completed for deeper engagement with, and understanding of, the material presented in the video lessons. Check the BrainPOP homepage frequently for various specials and discount offers that run from time to time. You can purchase your own home-based subscription, or see if your school or district already has a subscription that you can use to log in with. A very high-quality, fun, and engaging learning tool.

"Art for Kids Hub" on YouTube - For a fun and engaging resource, check out the "Art for Kids Hub" channel on YouTube. It features step-by-step instructional videos on how to draw all sorts of things.

Think about possible careers and professions - Check out this career readiness resources page I put together a while back, featuring previously-published posts here on this blog, as well as content from other sites. If you're thinking about entering a trade and you reside in Wisconsin, learn about the Wisconsin Apprenticeship System.

Explore volunteer opportunities - Check out this previous post I wrote about the many benefits of volunteer work. Volunteering can provide a wealth of opportunities for learning new skills, strengthening skills, making meaningful connections through networking, gaining new perspectives, sharing talents, and making a difference in the lives of others.

Prepare for the ACT and/or SAT - It's never too early to begin preparing for these tests. Check out this page I put together a while back with various resources, ideas, and strategies to help you prepare for these very important college admissions tests and ultimately get the best score(s) you can. If you start early enough, even years earlier, then your preparation work won't feel like a burden, you'll perhaps even improve your overall grades and performance in your classes, and you most likely won't have to worry about retakes! And yes, these tests are still relevant.

Learn a new language, or make the time and effort to strengthen and deepen your existing language skills - The ability to communicate in another language is a highly-desirable, and hence marketable, skill to have.

Learn, practice, and master cursive handwriting skills - Two wonderful and free resources are ConsistentCursive.com and K5learning.com. ConsistentCursive.com is a course created by cursive handwriting expert David DiGiovanni, who has over 100 videos on YouTube teaching cursive. You can check out his videos and follow his YouTube channel @PerfectBiscuits. K5learning.com offers an extensive variety of cursive worksheets readily available for download.

Research a country - Is there another country whose people, culture, cuisine, history, language, and economy capture your curiosity? Gather facts, photos, and relevant video links, and put together a nice presentation on your chosen country using a slide deck format like Google Slides or PowerPoint. Give a presentation to your family just as you would to your classmates or any other audience. This is a wonderful learning opportunity allowing you to build on a variety of relevant life and career skills, like research and fact-finding, conveying information and ideas, public speaking, writing, creativity, and educating others. For more fun ideas, check out this post on how you can travel the world without leaving home.

Let's plan a trip! - I took this idea from a wonderful social studies course by the same name (Let's Plan a Trip!) that I assisted in during my district's summer school this past summer (you can read more about that here). Similar to the above idea of researching a country, but with a slightly different focus. With this idea, you research one or more countries as if you're getting ready to actually visit them as a tourist. Where will you stay? How will you get there, and how much will this transportation cost you (for example, your flight ticket)? Who will you bring with you on the trip? What's your overall budget? What kind of activities and sightseeing would you like to do?
 
Take courses on Udemy - Udemy is an awesome site. You can read my review of this wonderful learning platform here.

Learn financial literacy - Financial literacy is so very, very important. Learn how to save and budget. Learn how to plan for emergencies. Learn how to spend wisely. Learn about investing and preparing for retirement. Understand how the decisions you make today about money will impact the rest of your life, either positively or negatively. The earlier you begin learning these crucial lessons and begin implementing good strategies and habits, the better for you and your loved ones. The personal finance category here at my blog helps keep track of my posts about money, saving, wise spending and looking for deals, retirement planning, etc.

Work on SMART goals - Use this precious time to write and begin work on career-related, education-related, health and fitness -related, and life goals using the SMART goal format.

Khan Academy - (www.khanacademy.org) Launched by Sal Khan, a Harvard and Massachusetts Institute of Technology (MIT) –educated former hedge fund analyst, the Khan Academy is a free online education platform, with instruction by Khan himself, all by video. The Web site features an extensive variety of courses and tutorials in areas like math, science and engineering, computer programming, arts and humanities, economics and finance, test prep, career exploration, the college admissions process, and a lot more. Within the economics and finance course offerings, Khan has a subcategory devoted to entrepreneurship, featuring exclusive interviews and conversations he conducts with top entrepreneurs and business leaders.

TED Talks - (www.ted.com) Featuring brief talks via video by a plethora of business leaders, entrepreneurs, educators, writers, philosophers, scientists, and subject matter experts of all kinds, TED bills itself as “Ideas worth spreading”. From its Web site:
TED is a nonpartisan nonprofit devoted to spreading ideas, usually in the form of short, powerful talks. TED began in 1984 as a conference where Technology, Entertainment and Design converged, and today covers almost all topics — from science to business to global issues — in more than 110 languages. Meanwhile, independently run TEDx events help share ideas in communities around the world.

Documentaries - Every so often, I enjoy borrowing documentaries on DVD from my local public library on a variety of subjects. I'll also check out the offerings from time to time on Netflix, Amazon Prime, and the History Channel. If you love the game of baseball, and its fascinating history and legendary characters, I highly recommend Ken Burns' Baseball. I've loaned out a couple of times now another documentary by Ken Burns called Cancer: The Emperor of All Maladies, which not only explores current therapies to combat this dreadful disease, but also takes us through the history of cancer fighting and the pioneering doctors and scientists whose groundbreaking work and ideas have gotten us to where we are today. Through documentaries, I've learned about Milwaukee's Italian-American community, the 2008 financial crisis, the lives and times of captains of industry, the education system, the history of American cars, and, now that I work in schools and usually with a number of special education students throughout the day, various learning and emotional and behavioral challenges. Most recently, I've enjoyed a couple documentaries on Netflix by The Minimalists.

Make sure to work your local public library into your learning routine - Speaking of libraries, are there book clubs or reading programs you can join? Makerspace opportunities? Upcoming speakers and presentations that capture your interest? Art contests? Possibilities and opportunities are virtually endless at the good ol' local public library.

Conversations - That's right, conversations. Simply talking with others. Interested in exploring a particular career? Wondering how college life is like and what the college admissions process entails? Looking to take up a hobby? Curious about how a particular product is made or how a process works? Fascinated about what it's like to serve in the military and wanting to learn more? Wanting to meet new people and get more involved in your community but not sure where to begin? You can get some answers to these and other questions by striking up conversations with people you already know. Examples include your parents and siblings, your friends' parents and siblings, teachers, coaches, classmates, neighbors, your employer and co-workers, aunts and uncles, cousins, and grandparents.

Newspapers and magazines - Keeping up with events and developments in the broader world around you can potentially prove beneficial for you in numerous ways. Having a decent working knowledge base of news and trends in technology, the economy, government and politics, business, trade, education, and world affairs can position you ahead of the competition in the workplace.

Explore AmazingEducationalResources.com - This website, now listing nearly 2,000 resources, was first launched in the early days of COVID-19, back in March-April 2020 or so. My blog is listed on the site, too. You can search by grade level (Pre-K on up to Adult Learning) or by category/academic subject. You'll discover a large, assorted variety of learning games, lesson plans, video content, ideas, and activities to engage with. Most resources listed in this powerful and growing directory are free, while some you'll have to pay for. Other resources may offer a combination of both.

Worksheets, worksheets, and more worksheets - There are many websites out there offering worksheets, workbooks, complete lesson plans, learning activities and games, etc. Here are some sites I'm familiar with in my daily work, and can, therefore, highly recommend: Education.com, MathWorksheets4Kids.com, TLSBooks.com, Math-Aids.com, and WorksheetWorks.com. Some of these sites are free, while others are subscription-based at very reasonable prices.

Television - Not all TV is brain-rotting. In fact, some of it can have quite the opposite effect. Check out this list of The Top 15 Educational TV Shows for Kids of All Ages
 
What are some other ideas, resources, and strategies that can be utilized during these tragic times of school closures and lost learning? What are we missing here? Please feel free to share in the Comments section below!